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Emery Financial - Clients for LIFE.

CLIENTS for LIFE!

Our goal is to always provide the best rates and service to earn your business and referrals for life! Choosing the right broker means more than simply finding the lowest quote on a 30 year fixed. As your needs change, I'll keep you partnered with the lender who best suits you.

After all, what stays fixed for 30 years?

Agent Insights: Always Uncensored, Now Out of the Shadows
In case you missed it, we made a bunch of improvements to our site recently, and we wanted to put the spotlight one of the most exciting:  Ventura County home buyers now have uninhibited and uncensored access to information that no other site has. Agent Insights are those short observations that our agents leave on [...]
Case-Shiller: Another Winter for Home Prices
It’s time for our monthly check-in of the S&P/Case-Shiller Home Price Indices (HPI). The Case-Shiller data is generally considered to be the most reliable measure of overall home price changes for a region, since they only consider repeat sales of homes when calculating their index, instead of looking at all the homes that sold in [...]
Case-Shiller: Seasonal Slide in Home Prices Continues
It’s time for our monthly check-in of the S&P/Case-Shiller Home Price Indices (HPI). The Case-Shiller data is generally considered to be the most reliable measure of overall home price changes for a region, since they only consider repeat sales of homes when calculating their index, instead of looking at all the homes that sold in [...]
Should I Wait Until Spring to List My Home? – Los Angeles Edition
Over on the national blog, we just posted another big analysis of hundreds of thousands of listings and sales. Here are the numbers for Los Angeles County, where winter is still a winning time to list your home for a quick sale, a better chance of selling, and a better price:

2010 Crow Canyon Place, Suite 190 San Ramon CA  94583  (800) 334-8164, (925) 248-9200, ext. 123 Fax: (925) 884-8777
Keith Bauer NMLS #289664

© 2012 W.J. Bradley Mortgage Capital, LLC 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.

AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; To check the license status of your CO Mortgage Broker, visit www.dora.state.co.us/real-estate/index.htm Colorado Supervised Lender License #991424; Florida Mortgage Lender Servicer license #MLD738; ID Mortgage Broker License No. MBL-2803; IL Residential Mortgage Licensee – License #MB.6760738, 6465 Greenwood Plaza Blvd., Suite 500, Centennial, CO 80111; MN Residential Mortgage Originator License No. 20447094; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Mortgage Broker –  License No. MB001365; OR Mortgage Lender License No. ML-776; TX Mortgage Banker Reg. No. 74182; UT Mortgage Lender Company License No. 5495659-NMLC;Utah Consumer Credit Notification; Vermont Lender License #6141; WA Consumer Loan License No. CL-3233; Wisconsin Mortgage Banker License No. 699991. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233. 
Copyright 2012 by Emery Financial